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Installment Plans for Individuals
Want to own a Motorcycle or an ATV but unsure about the best financing solution?
Our store partners with several leasing and credit companies. We offer consulting services to facilitate financing through leasing or installment plans for both individuals and legal entities.
Contact us:
- 0754.080.601 – Teodor Stanculescu
- 0745.137.934 – Roxana Mihalache
Advantages of the BT Direct Credit Product
- No down payment required for financing!
- Available to salaried individuals, retirees, and authorized self-employed persons (PFA).
- Purchase desired products in installments, including motorcycles, ATVs, snowmobiles, accessories, or equipment.
- Vehicles can be purchased new or second-hand (depending on availability) from Moto24.
- A quick and simple alternative to cash payment or credit cards.
- Vehicles are registered directly under the client’s name, making them the rightful owner.
Key Benefits:
- CASCO insurance is not mandatory.
- Minimum required documents: identity card and proof of income (certificate or pension slip, as applicable).
- Financing is approved on-site at Moto24.
- Moto24 staff handles credit applications, simplifying the process.
- Rapid final decision-making process: within 2 hours.
- The credit application is signed in-store. After approval, the client signs the credit agreement and invoice on-site.
- Equal and fixed installments in RON throughout the financing period, including life insurance at no extra cost.
- Flexible assessment of financial eligibility.
Financial Product Features
- Credit Term: 6 months – up to 5 years.
- Loan Amount: Between 1,000 RON and 40,000 RON.
- Age Requirements: 26 to 70 years old.
- Zero Commission for file analysis.
- Down Payment: Optional (not mandatory).
- Fixed Installments in RON.
- Minimum monthly income of 750 RON.
- Includes life insurance at no additional cost.
- BT Direct Consumer Credit is managed by BT Direct.
Documents Required for File Analysis
For Employees:
- Identity card.
- Income certificate for the last 3 months (valid for 30 days, BT Direct form).
- Certificate of previous year's income.
- Employee report from Revisal.
Note: If the applicant did not earn income the previous year or changed jobs, they must provide a self-declaration stating that they either had no income or cannot obtain a certificate from their former employer.
Financing Through Leasing for Legal Entities or Authorized Individuals (PFA/II)
Moto24 collaborates with all financial leasing and credit institutions that finance the purchase of motorcycles, ATVs, UTVs, boat engines, jet skis, and utility equipment. We work with Idea Leasing IFN SA, Unicredit Leasing Corporation IFN SA, and BRD Sogelease. If you have a preferred financer not listed, we are happy to collaborate with them.
Together with our partners, we provide consulting and tailored financing solutions.
Common Documents Required by Leasing Companies:
- Leasing application form (provided by the leasing company).
- Copy of the legal representative’s ID.
- Financial statement and balance sheet for the last semester of the previous year.
- Financial statement and balance sheet for the current year’s last semester.
- Latest balance sheet of the current year.
- Copy of CUI + CIF (company identification code).
- Copy of the company’s articles of incorporation with amendments (if applicable).
For more information on installments or leasing, contact us at info@moto24.ro or via the phone numbers listed above.
Our team is here to provide the best solutions for your needs!
